It is primarily to a landlords advantage and has no negative impact on good quality tenants. 

The only way to really avoid the risk of an upcoming downturn is to wait to purchase property and try to time the low end of the next cycle, which carries risk of its own.However, one aspect of this debate that isn't touched on is the impact of interest rate changes.

Now there is a online marketplace specifically established to do this while minimizing the impact on the tenants.

This is a very fascinating read with fact based data.While reading, I kept wondering, what has the greater impact on the Bay Area housing market - global growth of our existing tech giants or the fleeing of them and their workforce to other states.

This will impact the value of payout.

In my experience they won’t have the desired impact if you enclose them.

What I am saying is that vacation rentals do not impact the overall availability of long term rentals in MOST areas.

When you consider if you lose one resident and it costs you $5,000 to renovate the home, plus the loss of income between residents, it doesn't take a rocket scientist to see the impact to your NOI. 

So back on the LLC question now, will getting the loan under an LLC name impact the rate or anything else regarding financing over not using the LLC?

Mainly because of the currency impact.