Originally posted by @James Wise:Originally posted by @Justin Kestler:Hello!

HI Cody, A good strategies to implement:- business lines of credit because utilization up to your credit limits on these assuming they dont also report to personal trans/equi/exp bureaus will not affect your personal fico scores- obtain personal lines of credit and credit cards with no cash advance fee's too despite them possibly affecting your ficos because these can be the last line of defense if you really need quick capital- on each BRRR you do, try to get lines of credit on the newly created equity post rehab so you in your wake of BRRR deals you have more and more equity access to your properties fund subsequent deals in the future- a more advanced strategy is to utilize commercial blank lines of credit as they are larger and more efficient and can tie up multiple trust deed attachements and properties into one CLOC to use as opposed to have many small LOC's on each property- keep your DTI debt to income ratios low, keep your DSCR or global DSCR high (total cashflow over your total personal and business liabilites at 1.25X+) so that you're always bankable- work on personal ficos and personal credit as well just so you have flexibility to obtain capital/financing on either business or personal sidesHope that helps but that will set you free above if maintain within a comprehensive investing strategyBest,

@Jason James Thanks for reaching out!

@James Chamberlain to answer your specific question, yes.

I think I identify with you @James Smith the most.

Thanks, @James Wise I like the 3rd party property inspector tip.

In their defense even my own insurance salesman believed this falsehood.  

@James Wise I dont have the best credit still building it.

Was A exempt from some or all of the requirements of Dodd-Frank, or does B have defenses if push comes to shove?  

@James Wise yeah that's what I am concerned about, Missouri is one of those states that  requires a license.