I understand the difference between assets and toys (most cars, motorcycle, boats, RV, etc). 

Same goes for material items like ATV's, jetskis, boats, etc... 

I'm in the same boat as you - have a good amount of equity built up in my rental but no bank will give me a HELOC because it is not my primary resident. 

Seems like you and I are in a similar boat.

@Hank Lee I'm exactly in the same boat, I started with bunch of out of state SFH, some bought through turnkey and others by myself, it is indeed a slow path.

I am in a similar boat- binging BP books and podcasts, and living in a high cost of living area.

I’m in the same boat.

Kandice, I'm actually in the same boat as you.

This important 45 minute phone conference will cover; 20 minutes about my past, family, house, cars, boats and trips; then a 20 minutes review on what is wholesaling, shortsaling, or probates; and finally 5 minutes about you buying my product.

Good personal umbrella insurance policies can typically be had for less than $500, per $1,000,000 of coverage, and you only need one umbrella to cover all of your personal lines (Auto, Home, Rentals, Boats, etc) Commercial Umbrella or Excess Liability policies, for 1-4 Family and Apartment Buildings will generally average at less that $700 per million of coverage and typically, one policy can cover all of your rental properties.