If so, go to a bank or credit union to do a cash-out refi and draw all your cash out.

If I move my property to LLC will I lose my credit history since I paid off mortgage?

There must be a custodian who holds the property title, the rent should be issued to the custodian and they are responsible for crediting your inherited IRA account.

Unfortunately, last year I went through some pretty hard times that dragged me into credit card debt.

- Min Credit score some lenders have this These are just a few to get you started.

I believe it is a common theme that when a lender advertises 9-12%, 9% is for the highest qualified applicants and 12% is for the people who are just above the minimums to lend on (i.e. beginners with low credit).Usually, the lenders that go down below 10% are national hard-money lenders and will not allow the borrower to put less than 10% of the total cost into the property.

@Aaron KlattI think of buying, I will have to work on my credit.

I have little credit I just started working on it, and I been at my job for less then 6 months. 

You might need to get with a credit union or smaller local bank bc to get $70k for repairs will be a huge stretch.  

Maybe, but the family loan isn't recorded or on your credit report, so that should be fine.