But as with anyone else who gets upset over a letter, I simply take them off my list and move on.

It is simply not an advisable strategy to go out of state for a 2-3 year investment and Jon nailed all of the reasons.

The former is like "I want to win the lottery" - it may not happen; the latter is going to happen, so figure out how to mitigate things.Definitely don't do a one-year lease starting in Jan in the northern parts of the USA - I would stop at 6 months and tell the applicants that do come around that you try to align your lease endings with the end of the school year in the early summer.

Does this make sense, or will lenders be privy to these methods and simply say that I own a busniess with debt?

I also believe if BO does win, the House Republicans will see the writing on the wall and start acting like elected officials for the good of the country (everyone) and learn to compromise.

Please notice that I did not criticize anyone personally, but as usual, simply listed facts and numbers as to where we have been, where we currently are, and ask how do we stop the trend?

Scott or myself will simply say $22,864.59!

We bill back all the utilities and simply put it in Excel to provide a monthly bill for them.

Everyone wins.

As for what sort of question(s) you can ask the accountant to clarify what type of account it is, just simply ask him that - what type of "retirement account" is the money market invested in.