VA Loan got us for free a 12,000 septic system and all permits closed by county (Huge relief and less PAIN IN THE OKOLE) What was the outcome?

I was advised that no fir level insurance company will touch it and I will have to seek out the secondary market like Lloyd's of London or a Korean market and it will be pretty expensive. 

Seeking options and advice, thanks in advance.

So, yes, these people have to be people you trust but it's advisable for them not to be related to you.Again, not a legal opinion so seek legal counsel before you do anything.

Seek institutionalized lenders aka hard money.

I am seeking some guidance and help.

But seek an attorney's advice if you are serious.I would ask the question of the HOA to see if they will help.If they broke the lease you should hold deposit.Finally, get another quote for replacing the shower. 

I highly recommend seeking the help of a buyer's agent who can: 1. find out any information on the property on your behalf 2.

I am seeking no-doc, cash-out refi on two properties that I own. 

Stat. 582.03 is the applicable statute for the only allowable costs under the statute to charge a party seeking to redeem.