I'm obviously an amateur (especially compared to Brandon) so I'm probably wrong... but simple plug and play with numbers suggests it's a typo.

I’m aware now that the ARV is going to be based off my markets cap rate and NOI but since there is no track record of previous income as an 8-plex how would that play an effect on the ARV or acquiring a commercial cash out refinance loan?

I can hear the bongos playing right now.

You can look under the sink at your own house and play with the Ptrap.

The next steps we took:Found a couple of groups to network with (local and out of State)Found a group to play Kiyosaki's cash flow- learned through the game & created some relationshipsFound a few lenders (Hard Money,Private and Banking) I only used the bank for my first multifamily that I lived in.

- Are there any “tricks” they can play to raise payments indirectly, for example: Is the escrow mandatory for the life of the loan, and if yes, can they somehow manipulate that to increase the payments they can benefit from?

If the latter, perhaps you can break up the cash out plays and incrementally shift the equity into new deals.

I think it's mostly an appreciation play if you can even cash flow anything.

Option 4: Keep grinding and playing it out slow to continue to save funds and potentially use one of the strategies above in the next 3-6 months. 

That said, the size and condition of the facility as well as the size and health of the market will come into play.