It is a commercial lines policy as opposed to the personal lines policy which most agents sell.....that is why you have not been able to obtain insurance with those insurance agents/companies. 

The upside to owning a condo would be that you will have virtually no yard or exterior work to handle on your own.

I have dumped some cash into this place recently (new AC system, wood floors, painted interior exterior, appliances etc).

Often times, being an "authorized user" (as opposed to a joint account holder) doesn't even show up on a credit report. 

If you are looking to persuade her do owner financing as opposed to straight out selling it, I would mention these couple things..1) She will receive a nice monthly income for whatever length of time decided.. which includes quite a lot of interest income over the length of the loan. and..2) You typically close on the property much faster, with less fees and possible tax savings from not having such a big capital gain in one year.Im sure there are much more, but these two jump out at me...

Asbestos siding on the exterior: deal breaker or not?

I could be interested but I am looking for multi-families as opposed to single.

I'm not opposed to rural areas like Panguitch and Kanab either, however everything I've look at in Southern Utah in last year seemed very expensive compared to other areas (Vegas and Northern AZ) and rents are rather depressed.Jean

@Brian Tafaro totally agree with you that you have to be careful about the types of units you target for rental properties (as opposed to primary residence).  

Evening Ken,Thank you for the welcome.I currently own one property working on the second deal now.I do general contracting, floors, bathrooms, kitchens, general remodeling interior / exterior.