I do not have direct experience in Europe, but the great thing about the calculators is that they are just a guide as to what you should include, I'm sure they are applicable to any market.

A routine ad wherever he normally does, and a statement to the. judge stating "no qualified applicants".

Forgive my ignorance. Is it better to apply as Primary Residence or Rental Investment when financing a property. Would be a homestead property.
*Appreciate any input

Howdy NickI would start by reading the applicable municipalities zoning code and doing some measuring of the site.

Our township desperately needs housing (but like all townships stop short of providing it) ... a moratorium however, has put that burden squarely on their shoulders by temporarily delaying any protection investors may have had in order to provide such... which results in us as LL's definitely not allowing any applications/Tenants to move-in to vacant units ** unless certain new criteria such as below are met, in the middle of an eviction moratorium.

The Applicant only needs to certify that "Current economic uncertainty makes this loan request necessary to support the ongoing operations of the Applicant," among other things as seen on the application.

The number of applicants is a function of the price.

An application, documentation that they were laid off,  evidence they applied for unemployment and perhaps the amount they are receiving. 

Our contact has assured me that they are still going through with applications but I guess there may be other delays as you mention.

This is specific to FHA. https://www.hud.gov/sites/dfiles/OCHCO/documents/19-14hsgml.pdf(1) Eligibility for Disaster Loan ModificationThe Mortgagee must ensure that Borrowers and their FHA-insured Mortgagesmeet the following eligibility and term requirements for a Disaster LoanModification:• The Mortgage was current or less than 30 Days past due as of the dateof the applicable Disaster Declaration.• The Mortgagee confirms Borrower income is equal to or greater thanit was prior to the Disaster using a recent pay stub for income, W-2,bank statement or other documentation reflecting the amount ofincome.• As an alternative to providing income documentation, the Borrowercan complete a three month Trial Payment Plan (TPP), which willconfirm that their income has returned to pre-disaster levels.