I know when I am researching that is what I am looking for and what I mean by "getting started with NO money", because I do not have a big 401k/IRA/Pension I can take from to invest in real estate, I do not have the ability to work more at my employer to generate more money, along with a host of other things.

My wife helped a plumber/HVAC friend do his 2018 tax return.His W-2 was $100k not to mention the self employed income from his side jobs& I bet he doesn't have a student loan.

I wish we could both qualify for FHA financing at once but the hubby who's a CPA just switched accounting firms last October so he wouldn't qualify without the 2 years of employment at the same company and my income alone probably wouldn't be enough to qualify me to purchase either property by myself, since a big chunk of my income comes from tips and self-employed side hustles.  

As for physical property, if you live in or near an area that's reasonably affordable,has a good economy (for example if 80% of the town works for one employer you might want to stay away from there) and has fair laws pertaining to landlord/tenant issues I would look into actual property.

And you will probably also have self employment tax and quite possibly the 3.8% ACA surcharge.  

There are too many bad investors who waste the time of a Realtor by asking him or her to submit low-ball offers in the hopes that the "Spray & Pray" method of buying will work.

(These numbers are the state's calculated projections.)It seems that, based on so many examples of Biggerpocket investors, if done correctly, I could come out ahead using something like the BRRR method and eventually be able to pull out my initial $49,000 and then repeat with another deal. 

You can find properties by driving for dollars, mailing owners, getting lists of code violation, evictions, property management companies, networking, etc but the most effective method is cold calling the owners directly.

@Jeff Jansen you should be able to show previous paystubs and a promise letter from your future employer as proof of income.

Recently, we have seen an increase in the selling price in this area though due to many investors buying low then reselling, utilizing the fix and flip investing method.