., quick close, no finance contingency, as-is, etc.) but is priced so low that sellers will re-think the creative finance offer/option.

With this knowledge, it seems as though out-of-state investors are analyzing markets that have great job growth, high appreciation, low unemployment, low taxes, but are still "affordable" compared to standards in more expensive parts of the country.

Usually, the "materials, colors and fixtures" that are "in-vogue" will also be mass produced (which also means "cheaper") and sold at your local Home Depot and Lowes. 

I am willing to share everything I know for the cost of lunch somewhere in West Hartford.

The primary residence is a cost center and loses you money, since you shouldn't bank on appreciation.

I'm trying to figure out how the seller is coming up with their figures.What would you pay for:Multifamily in a small town, low appreciation potential, 3 commercial storefront units and 10 apartments.  8 single bedroom and 2 double bedroom. 

I am putting 20 % down ( 90K) but I see there is about 27K in fees and closing cost.

The odds that anyone on Section 8 can become a home owner may be OK in a low-cost market, but the odds are ridiculously small in Austin.

You don't think they will want their insurance, which I assume they've been paying out of pocket for many years since the house was build and owners never paid, to cover the cost of a new roof and fix the leak which appears to have been there since the house was built?

Keep in mind that even with such a low LTV, you might not find anyone to lend above the UPB of the note.