A red flag goes up if there is a complaint where money is pooled with multiple investors and the unsophisticated public is possibly being taken advantage of, they will take notice.Yeah I feel that for the most part the SEC stuff, and most consumer protection legislation, is more to allow attorneys to churn big fees since you basically have to do it in those situations.I guess what you are saying is what I was getting at where offering a single person a lien on a property in exchange for loan would not really be an SEC red flag if nobody complained about it.

@Elisha Keller ,Ironically, we just had a recent thread about this: Tax Deduction on Live In DuplexYes, it would be prorated between Schedule E and Schedule A based upon square footage.

I ironically met one of them later, he was going to buy it for his daughter.

We have seen all sort of of disasters of felons working as Sales Reps. http://www.wfaa.com/news/consumer/Company-sends-out-felon-as-traveling-salesman-162019955.html

The past couple of days has really been a test of my ability to do this and handle the stress....or better yet, not let it consume me so much.

Sure, in residential much more consumer protection needed where in commercial we are rightly or wrongly perceived as big boys and girls who can protect ourselves.Its great to hear your perspective on this stuff.

Go after consumer debt with a vengeance, including the student debt.

Most private lenders where I am won't go near a consumer loan.

Consumers will forgive you for not having that precise vacancy open as long as you can show them something similar that will suit their needs.

As things currently stand it seems like you have to register for something to consume them.