I heard on one of the podcasts that there's some sort of line of credit...not sure if this is for all commercial banks, and if so, maybe then it would probably be best for investors to go with the commercial loan? 

At that point, they give you credit for 75% of the rents to account for vacancy and capex.

My personal credit score is over 720 and I'm trying to find hard money lenders that can fund the buying and the rehab work of some properties.

Can you imagine not paying your credit card and they never call you?

The other methods being personal loans and credit cards.

Kyle - if you want to determine if  conventional financing is  possible for you at this time ...I would recommend connecting with a loan person to get a formal  pre approval  in place  for any scenario you  care to work with  ...this  process is free and  help analyze credit / asset/ income / employment  and   if  you aren't able to  get pre approved at this time - you can  then be aware of any  facet you  will need to  work on ….thanks

., minor or major, you can decide whether that is worth the trouble.I would request the rental application from the tenant, the lease, and the credit report, which are standard requirements.Those info would also allow me to check out how they manage the rental tenant screening process and what kind of tenant is in the house.

Of course, you may not have to, but expect your interest to be a bit higher regardless of credit. 

Keypad locks with changeable access codes, cameras over the doors outside side, hooked to a dvr with internet access protects everybody involved.

Jesse for mortgage help and Paul for credit repair/tenants screening.