o Commercial loan, sort of - they are 30-year fixed DSCR loans with private national lenders.o We close in an entity/LLC 99% of the time - very rarely do we receive a request to close in someone's personal name.

And the bank will need a contact person for security reasons.  

If  your rule is not to rent to anyone with a prior eviction, this person would fall under that rule.  

It effects every aspect of the property and performance- the type of loans and insurance you need will change if you don't hold the property in your personal name. 

And what I am personally seeing the Market place today.Commercial bank/ community bank were you have significant deposit relationship and long term relation ship..   7 to 10% plus 1/2 to 1.5 points.. these are relationship and experience and capacity lenders..

We have changed our language to state the the person renting must be at least 25 and MUST be present during the entire stay. 

These areas are all great and growing really fast, in my personal opinion.

I admit it's not sexy and it's slow, but it works.If I had to do it all over again, I'd buy a personal home with 3-5% down then repeat every 12-18 months.

If you haven’t educated yourself on general investment strategy, then I would say that you likely haven’t maximized your personal business either.

So you're the person I’m competing with to buy my first house huh?