A good option might be a hard money loan for the front end at high leverage (15, 10, or at most 20% down) and then adding value and pulling out equity via a DSCR cash-out refinances qualified with AirDNA projections. 

It doesn’t pay for all my expenses but pays for the taxes and sewer and water and utilities.

Most truly individual private money lenders don't love construction for a number of reasons: - Time horizon on these projects is too long and the project itself highly speculative - Most construction loans are non-dutch, meaning you pay only on what funds are released and PMLs don't like having to earmark additional funds that aren't deployed and aren't earning a monthly interest on

If you can't keep control of your personal finances, you are highly unlikely to succeed in real estate investing.

If you go through the MLS what you see are a TON of homes with high prices that are not pending sale.  

Before I purchase an insurance policy I wanted to seek some guidance on the best way to proceed.I received 1 quote so far for a HO3 policy that has 600k+ of dwelling coverage, 70k of additional structure, 450k personal property, 200k loss of use, 500k liability, and a few extras like equipment breakdown, water backup, service line.

I purchased my first rental property - a newer home in a high-appreciation market and neighborhood - with a business partner, and she and I have had the hardest time getting it rented.

My wife and I currently have 2 single family long term rentals and would like to add this to the porfolio due to their 3% mortgage and high equity.

YOu'll have high turn over with a lot of repairs each time. 

Airtags are devices developed by apple to track things like keys or bags, I use this to airtag items most susceptible to theft like hot water tanks or furnaces and provide this data to the police to track the perpetrators.2.