You might find a one-off property from either of them in a B class neighborhood, but they almost exclusively operate in C class neighborhoods.

This is straight from the Chicago Association of REALTORS website:A reminder that the Chicago Residential Lease, and all of CAR’s forms and contracts, are an exclusive member benefit for use only by Chicago Association of REALTORS® members or those who are party to a transaction facilitated by a Chicago Association of REALTORS® member.

Check the covered perils (Water damage specifically) and what exclusions are on the policy.  

They are not mutually exclusive. 

Only reason I ask if that lenders require the purchaser to have 100% of the down payment without a gift from outside parties.The annual gift-tax exclusion for 2018 is $15,000.

Here are some comments:Pricing for the main house seems low relative to the guest house (half the price for less than 1/3 the house)The guesthouse mentions off-street parking but I remember seeing that the driveway was exclusive to the main house.

I work in Miami and I have all my clients sign an exclusive buyer broker agreement when they hire me.

If you start out of state, you are going to be relying on a property manager almost exclusively, without that base knowledge you gain by managing a property yourself first.  

I've done some 'condos' that are detached units with their own exclusive use area that is almost like a lot.

So that it doesn’t look so obvious he tweaks these explainer videos to make it look extra techy to appeal to the vulnerable and gullible newbie to have you thinking you have this exclusive access to a new way of doing real estate that no one else is offering.