Essentially, taking out a 2nd mortgage to get to +90% LTV for one year or so.

We've currently got, which I can imagine most others do, the mechanical timer where the lights will come on at a certain time and off at a certain time.What we'd love to do is have essentially is a timer that measures natural light and comes on and off when there is low light.

Essentially every deal I analyze has low or negative cash flow.

or if their loan committee would (essentially) start from scratch.

that's incorrect about Michigan - only primary homes are part of essential insurance where breeds cannot be banned only surcharged - for rental properties breeds can 100% cause denial of coveragesAlso - these "surcharges" are basically bans anyway as they're massive 

That essentially allows a contract to be voided by either lawyer for essentially any reason (Commonly around 3 days).

It is essentially "I am transferring whatever ownership I have, IF ANY, to you".

Breed bans are essentially dog racism and don't take individual temperaments into account. 

You can act as the owner builder, essentially you are the contractor.

Their contract essentially reads that if there are overages, the builder is financially on the hook.