Profit margins getting too tight and too many newbies trying it equals defaults for a lender.Standards are pretty similar across the industry on those...65-70% of ARV, low to mid double digit interest rates. 2-4 points.

I like to update electrical fixtures,switches,plugs I always replace old thermostat's with a newer digital model. example, if the house has older cabinets and your budget wont allow for all new cabinets simply paint them white and put new hardware on them if you have paneling/drop ceilings remove them if your budget allows if not at least paint the paneling newer decorative (faux tin cieling look)drop ceiling tiles can add some appeal what you want to do depends on your budget and what you must do to sell the home. new homeowners usually like updated windows, paint, carpet, kitchen,bath again what you can do depends on the budget. is this flip/rehabb for low,middle or higher income family?

I wouldn't do any deal that doesn't bring in at least double digit ROI. 

I rarely buy anything that doesn’t give me a triple digit IRR over a 3 year period of time.

This would need to be underwritten as a commercial loan.If the property is solid (good cash flow, good condition, good neighborhood, etc.) and the principals of the borrower (i.e. the owners of the corporate entity buying the property) are solid from a net worth/credit/experience perspective, there are commercial loans with favorable terms available (up to 80% LTV depending on the property type, with mid-single digit interest rates).

Attributing the success you have had with digital marketing and subsequently asserting that lists do not work, is a classic example of misunderstanding 'correlation' and 'causation'.

My guess is the percentage with sleeve tattoos is in the low single digit percentages.

In today's digital world, everything is moving online.

@Joe S.Constant Contact & Rezora are both great digital marketing platforms for sending out multiple emails at set times.

The process of doing that from marketing, unit turnover, managing your PM, software, collections, applications, background checks, maintenance, taxes, etc. in an efficient, digitized way is the key to making it a truly "passive" asset that you can operate from your phone sitting on a beach somewhere.