I have access to $22,000 via HELOC, but they require the same as conventional for verified income. 

I could see maybe if it was commercial property but not residential.

He was a commercial property appraiser (MAI) and knew all the ins and outs of this stuff.

Seeking a referral to put together site plans for a commercial space 1000sq/ft in Cobb County

And you're too small for the commercial guys to waste their time.The flip side to doing one loan is that if you want to sell one or more of the properties before the mortgage is paid off, that's going to be more difficult. 

I'll PM you for specifics on location (I'm paranoid, I suppose).Few more details on the units:101Month-to-month lease (MTM) $850 + $200 RUBS2 bed/ 1.25 bathWash/dry access in laundry room next to unit shared by 102879 SF102MTM $850 + $200 RUBS2 bed/ 1 bathWash/dry access in laundry room next to unit shared by 101792 SF201MTM, $1450 + $375 RUBS3 bed/ 2 bathWash and dryer in unit1,548 SF202Lease ends 9/30/19, $900 + $270 RUBS2 bed/ .75 bathWash and dry in unit653 SF

Consider commercial financing with a local lender.  

And now own commercial MF.But I spent time learning skills in each area.

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Hello and my question is,If my income was low , but I had access to funding.would I be able to put money in to a business I start up for my rental properties and claim it as business income or means of paying the mortgage in order to get approved  for a loan or to refinance a property if i take the hard money lenders way of getting a house?