That is to say, I'm skeptical that adjusting any of these factors would help push, say, a $200k offer over the top of a $210k offer, even if the $210k offer has "standard" offer terms and the $200k offer has shorter inspection times and a few extra percentage points of earnest money.Couple of questions:Is this pessimistic of me?

The terms are typically 20 year amortization, about 7% interest with a 5 year arm, 2 point maximum adjustment each 5 years and a 5 % cap.

@Katrina CabralLet's be talk about the 3 real reasons a property doesn't sell1 Location,  if the location is not desirable for your target customer you need to adjust the price.

The following are some property selection guidelines.Older properties require more maintenance than newer properties.Composition roofs require more maintenance than tile roofs.Properties in climates with hard freezes require more maintenance than properties in mild climates.Properties in locations with a lot of moisture require more maintenance than properties in dryer climates.Wood siding requires more maintenance than aluminum or stucco siding.Properties with lush vegetation require more maintenance than properties with little or no vegetation.Locations with high levels of termite activity will require more maintenance than areas with little or no termite activity.The tenant pool has a significant impact on your ongoing maintenance cost.

Where I work we are adjusting to the market each and every week, trying to figure out where deals are priced and how we can get them at a deeper is a main focus of our acquisitions team.

Similar if asphalt shingle do not last 25 years in your market due to climate then the cost goes up appropriately.Fortunately, with $400/month projected cash flow you can be off a little on your cap expense estimate and still be fine.good luck

OR cash flow where I'm currently at if I partner up with other investorsTurn-key rentals (I'm anticipating to have my bandwidth to be stretched thin due to full time work and school, although this doesn't negate the fact that I will make the necessary adjustments if needed)Buy and HoldOpen to the idea of flipping as well but I have zero experience in anything construction related.I hope that this is enough information to get the discussion rolling.

New high efficiency gas HVAC for perfect home climate...

SFR – offers better risk-adjusted returns over multiple business cycles (historically).

Leveraging up on a property with negative cash flow AND negative inflation adjusted appreciation is no way to get rich.