I’m looking into ways to refinance an adjustable loan on my florida rental property.

@Aaron Taylor I have a sprayer and an adjustable roller.

I have a three properties on 5 or 7 year ARMs that will adjust in 2022-2024.

I adjusted from 330K to 300k, here are the new numbers.Offer price: 200kDown payment: 20KRehab: 30kTotal cash in: 50kARV: 300kRent: 1800NOI: 1320Pretax Cash Flow: 620Net cash flow: 330Cap rate: 5.25%COC Return: 16%

Time for value adds, rent adjustments, changing property management etc.

@Mike Nedved If you are looking to multi family that's good because it doesn't have the same issues as single family homes do when a market adjustment is negative like in 2008.

The seller of the company is using a 3.25x multiplier of the last two years adjusted earnings.

He has your tax profile and should be able to answer this question easily.A lot of the items you mentioned have no baring on how much tax you will pay.Amount you owe the bank, deposit made at closing, remaining balance you owe the bank, etc.Gain is calculated as sales price less selling costs less adjusted basis.Your accountant should know what adjusted basis is in the property.Your accountant will also know what capital gains tax rate you are in and if you owe the 3.8% net investment income tax.With that said - you may want to do a 1031 exchange to defer the payment of tax.

@Amber Saulsbury the Cap rate of a property is a reflection of the risk adjusted willingness of investors to deploy capital.

If you feel you have to have that, you have the wrong tenants and/or your tolerance for risk needs adjusting.