If on the other-hand, you use traditional syndication methods, To raise capital on a deal this size. 

It is not a get-rich-quick scheme.

I'm VERY green when it comes to borrowing money, buying real estate, renovating, etc. so I feel a bit safer going with a more traditional loan vs hard money loan..  

Pretty much every get-rich-quick story you've ever heard about real estate is leaving A LOT out.The McRib, on the other hand, offers dependable value and taste for a low, low price.

That number was traditionally at 10% to 14%, so in many cases banks have had to reduce that type of lending by a full 50%.Pile on top of that the fact that in the mortgage biz, revenue comes from the loan sizes, while expenses come from the number of loans.

@Thomas PrunerI recommend reading through old posts on this site as many have gone to online auction platformsI also recommend reading about the good and bad of tax lien investing as it’s not filled full of riches like the gurus make it sound

As far as your IRA goes, a withdrawal from a traditional IRA will cost you a 10% penalty plus taxes. 

We're talking a 15 acre parcel right between Den and the Springs (with a traditional home on it), but we've had some trouble finding a good bank willing to work with this just because of the ag status. 

Reach out to @Rich Carey.  

Traditional financing, 25% down.