@Jennifer Jacobus reach out to; Becky ShinevarResidential Loan OfficerMLO #500943First National Bank of America241 East SaginawEast Lansing, MI 48823(I'm unable to attach phone and e-mail info (prohibited in forum) but feel free to contact me if you are unable to find using google search).This lender was recommended to me by another BP member and Becky and I discussed a mobile, pre HUD, that they were willing to finance. 

Could be the payoff got lost in the mail, could be that it was never sent.This happened to me and my title insurance covered it 

I know when I borrow money and granted its usually in the millions I have my financial package all ready to go on demand and it includes criminal and all my current licensed Mortgage banker RE broker etc.. just thinks its professional when you have those.. then if a potential investors wants to run their own.. that's fine.. but I won't give out my SS to just anyone it has to be worth it to me.. ( changing hats).So that's maybe a little of subject but the amount of people that I talk to that invested with a known shyster really does boggle me sometimes.

Then I thought : "I don't have full control of the process here [can't force people to respond to me, I do have some time constraints, etc] but there is one thing I can control: staying active on BP!"

He wants what he owes on the property, 62K, to sell to me. 

Gift the house to me?

Idk, pretty similar to me. 

Overall to me, it looks almost a text book BRRRR property. 

The algorithm makes no sense to me. 

If they fall behind you can file a motion to life the stay. had this exact same thing happen to me late last yearI am told that the minute they are late with a payment now, the motion is filed and grantedthey are also required by the court to set up a repayment schedule, and are strictly held to that too. unfortunately, that schedule may be long.