@Ryan Moore Speaking purely from a conforming loan perspective, it is definitely doable.

NJ is a 12% plus points market generally speaking.

*This post does not constitute tax advice, nor financial advice, speak with a professional*

@Branden Sewell what kind of lender did you speak with?

@Dymond Shafer, I've been speaking to @Dmitriy Fomichenko about rolling over my old 401k to a Solo 401k to use for REI.

Having said that, I was just involved in a $10M deal in Miami that is definitely cash flowing negative for a while but it is an assemblage of an amazing piece of land with amazing entitlements with multiple exits, all designed to negatively cash flow...my point is its all about the plan...hard and fast rules are usually wrong....what’s that saying “foolish cosistency is the hobgoblin of simple minds”

I would encourage you to speak to your mortgage broker, or, real estate agent - some loans require PMI, some do not.

Learn from everyone you can speak with, but only truly surround yourself with people who are accomplishing what you want to accomplish. 

I want to say Wichita’s population growth is mostly stagnant, I don’t know if anyone can speak of Wichita’s urban population growth rate @Jared Viernes.

I would be interested in speaking with any other overseas contractors that may be in the same situation I am.