![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/37034/small_1621370217-avatar-dkonipol.jpg?twic=v1/output=image&v=2)
1 October 2024 | 4 replies
Amongst the common misconceptions I see by posters on BP are that hard money loans are junior mortgages to fill the gap between institutional financing and down payment; that it is in lieu of down payment so the borrower can acquire a property with “no money down”, and that it is money borrowed to use for an earnest money deposit.
1 October 2024 | 4 replies
The neighbor demands that we always padlock the main gate and she would change the codes so frequently, and it’s been a nightmare for some guests & us.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1839109/small_1703972800-avatar-sherrym45.jpg?twic=v1/output=image&v=2)
2 October 2024 | 0 replies
Working on getting a new septic permit so we can add onto it, and increase the bedroom count to 4.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/179559/small_1621422543-avatar-raleighlandlord.jpg?twic=v1/output=image&v=2)
25 September 2024 | 4 replies
Hello Tax pros,I am planning on executing a 1031 Exchange (simple one - no boot, same owner, etc.) using IPX 1031 sometime over next couple of months (already had call with IPX) and had a question relating to my taxes on the potential upcoming transaction.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1839109/small_1703972800-avatar-sherrym45.jpg?twic=v1/output=image&v=2)
2 October 2024 | 0 replies
Working on getting a new septic permit so we can add onto it, and increase the bedroom count to 4.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2805307/small_1727398748-avatar-joshuaj399.jpg?twic=v1/output=image&v=2)
1 October 2024 | 1 reply
Second Post outside of my introduction so I wanted to make it a bit more interesting.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2735581/small_1683297193-avatar-jaredf135.jpg?twic=v1/output=image&v=2)
1 October 2024 | 7 replies
You have to ask, what is an agent going to do for his $30,000 or so commission?
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2570306/small_1737851987-avatar-andrewg685.jpg?twic=v1/output=image&v=2)
2 October 2024 | 3 replies
Personally, I am avoiding those markets for now just for a sustainability and environmental outlook, but I would overestimate for insurance premiums, almost 2x what you think just so you have a buffer.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2960906/small_1711466727-avatar-nickb725.jpg?twic=v1/output=image&v=2)
2 October 2024 | 3 replies
Whatever we can do to help them is so important.