Im also open to invest outside California, but then I have to manage semi remotely as I still need to keep primary residence in LA area.

I wonder if someone, who has had hands-on experience with arranging an owner-occupant loan for non-resident can help out my clients. 

If my business partner is not US resident, would it be any issues in terms business partnership?

There are no signs on the street that says no parking, I called the police and they told me that rules reg. overnight parking is written on the internet, new residents should know this when they move in.

I know the house hacking concept but we rent in a really nice neighborhood and we have no plans for buying primary residence, I was want to start rentals buy and hold for passive income later refi and get the next one ans so on....

Remember if you are a CA resident, you will still have to file and pay $800 minimum to FTB.https://www.realestatelanduseandenvironmentallaw.com/is-your-out-of-state-llc-doing-business-in-california.htmlSo if you have an LLC in KS and LLC in IA, plus your LLC in CA, then you will pay 3x$800.

I’m also a lifelong resident, so if anyone has questions, let me know.

In most instances when the termination fee is applied, it is not in the case of students/roommates, but rather market rate residents, and they would be required to pay the full termination fee if all residents wanted to move out.

We use MINT.com, which is nice.According to MINT, what is largely dragging our credit score down (it's a 758) is credit utilization.That's a few credit cards here and there but predominantly our HELOC is 60% utilized and bringing up our total credit utilization up over 40%.I'm under the understanding that many people use HELOCs as a great way to pull out equity from their primary residence.I don't understand why one would be penalized from having a stronger equity position in their primary residence?

If your friend wanst to create a somewhat segregated space for a long term roommate inside the residence I don't know that the HOA can really do anything about that without violating federal law...