Rebates shopping portal and Groupon discount codes with gift cards purchased from eBay or Safeway with more gift cards and Mr Rebates shopping portal. 

Basically gifting so no repayment expected.

What services would you like to see in your unit; new paint, carpet, washer dryer, cable, security, new doors, windows, out side lights, alarmLet them know you want to improve the apartmentsNegotiate with the tenants, agree on a rent increase to cover the up-gradesAs a bonus, agree not to increase their rent for another 2 yearsA gift of a fat turkeys for the holidaysAn end of year bonus for paying on timeA gift certificate for something they may like I consider a tenant a customer, take good care of them and you'll find you will get your rent as agreed.Remember "late charges" increases your net also.Be kind and understanding when tenants don't pay on time, listen to their excuses or problems, you may be able to help them.Tenants are just like us, we all have problems at times, a little leverage, understanding and kindness goes a long way.......they won't forget you.When we have tenants with financial problems I consul with them, we talk about how to earn extra money (that is usually what the problem is...lack of money).I suggest different ways they can earn money without a job; if your tenant is handy; painting, plumbing, roofing, fixing cars, teaching a course, bookkeeping.

@Justin BearceYou can’t borrow 100% and use an FHA loan.You can get a gift from a family member with the stipulation that you don’t have to pay it back and that it won’t cause financial harm to them.If your friend is going to lend you money the bank won’t go for that because you’ll be essentially 100%.Also.

I was gifted the house.it was paid in full, so it has no current mortgage. if I sold it right now, i can turn a $40,000 profit free and clear, because 40 is a low ask for it in all honesty, so the rehab cost would be my only expense.in response to 3, the $1320 figure includes payback on a HELOC, that I plan on using for the final project of repairing the siding. it also includes taxes for the year, CAPEX, vacancies and repairs.id recover my 70K rehab costs back from rent in 5 years. and then also would have about 120K in equity by then assuming the property doesn't appreciate or depreciate, thats a 50K profit within itself.should I be trying to make more than that?

I bought a screwdriver set, went over to tighten the doorknob, gifted him the screwdrivers, and told him "next time, you don't have to wait for me.Make sure you feel comfortable with the neighborhood.

You would need gift funds from family/friends or have someone who has the downpayment to sign with you.

Any payments on the balance remaining from the original loan must be included in the debt-to-income ratio calculation for the refinance transaction.Note: Funds received as gifts and used to purchase the property may not be reimbursed with proceeds of the new mortgage loan.The new loan amount can be no more than the actual documented amount of the borrower's initial investment in purchasing the property plus the financing of closing costs, prepaid fees, and points on the new mortgage loan (subject to the maximum LTV, CLTV, and HCLTV ratios for the cash-out transaction based on the current appraised value).All other cash-out refinance eligibility requirements are met.

I'm learning all I can about real estate investment and will close on my first deal very shortly.I've had the pleasure of serving as a US Army Infantryman for 15 years, General Contractor and Federal Law Enforcement Officer, all of which have brought me to interesting places and met several friends.I have been blessed with an opportunity for a family sale with a gift of equity to get me started on my first duplex and look to close in January.God willing I plan to reach my "Feedom Number" of 12 units by retirement 15 years down the road.The information found here has been immensely helpful and I look forward to  future conversations with members!

Rich family members could give you a gift.