debt coverage is a greater obstacle...than appraisal at 75-80% LTV" - 100% agree...DSC is determining loan proceeds in this high rate environment, not LTV.

I found out an extra payment goes alot further on high interest rate.

Mapping and GIS are great too, but we'll stick to the nuts and bolts here.My question is, with regard to providing high quality, investment-savvy title research, do you also make a habit of jumping down to City Hall or another series of municipal buildings to check for zoning, permitting, and utility issues in addition to your courthouse work?

I had high tenant turnover.

Hmm....I'm thinking about that...because I have a family member who have a rental in the Fort Lauderdale area with a beautiful oceanfront in a flood zone area and her place is in high demand.

Hoa is very high, off the water and maintenance is starting to increase.

I’ve read books, listened to podcast and watch educational YouTube videos to help educate myself.

Unless you have really high interest or short amortization  hard money loans this will not increase your cash flow.

Conduct thorough market research to identify target areas with high investor demand, distressed properties, and motivated sellers.

I personally like to buy real estate that has A) excellent long-term prospects ie. area growth, commercial vibrancy, high housing demand, rising rental rates and B) positive or at least neutral cash flow.