between kids and other deductions we had not tax impact and retirement withdraws will be tax free.

The advertisements here have been pretty sporadic, I think because only three of the thirty-one routes will impact us.That said, I have seen no action from our HOA, but we are also in a transitional phase given the age of the neighborhood.It's probably about time to grass roots it... but I have no experience in this area, so going to have to lean on the experience of others.

Welcome to BP community, hope all is well.What was my driving force was eating up audio books to speed up the gaining knowledge process, in return I would gather my questions faster for more deeper research.also all podcast/video-blogs from BP, listen to all of them until you start feeling a craving for a certain niche, then focus more on that new found hunger.recommended books:-Rich Dad Poor Dad-Millionaire Real Estate Agent (known as the Red book within REA's)-Millionaire Real Estate Investor (known as the Blue book within REA's)-4 hour work week-The E Myth for Real Estate Investors-Profit First-10x Rule-Ultimate Beginner's Guide to Real Estate Investing (free from BP)Good luck, you seek , you will find#keepthehustle #lifeisworthliving #notdreamingitsreality

Are you being forced to refinance after 3 years and pay out the seller then?

Tenants in or out won't impact the price.  

Lots of money comes up from CA.. along with a very good and dependable work force from Mexico via CA.

Not to mention, having the "cash" person on the loan may have adverse impact due to that person's credit and debt to income ratio etc.Thanks in advance for your help :).

Meanwhile, you will pay a very high price eroding whatever profit you expected or worse...going into negative losses as ongoing delays caused by Sherman Bridge Lending force you to pay spiked interest rates for an extended period of time leaving you at their mercy as they control your refi by threatening high fees as a penalty for seeking refi elsewhere.

The unit currently has window units and forced air heat. 

Don't take any kind of payments that force you to handle money.