The landlord may enter the dwelling unit when necessary for the further purposes set forth in subsection (1) under any of the following circumstances:(a) With the consent of the tenant;(b) In case of emergency;(c) When the tenant unreasonably withholds consent; or(d) If the tenant is absent from the premises for a period of time equal to one-half the time for periodic rental payments.

Such as “Between March 3, 2020 and six months after the COVID-19-related civil emergency ends, landlords cannot deny a tenant housing or take adverse action because of a COVID-19-related eviction history.”#3 No, you’re not listening.

Basically would you rather be a little thin on emergency fund and reserves, but not have any additional loan payment, or rather have the breathing room and additional purchase opportunities of the loan but with the $350ish extra payment a month?

I already have an emergency fund and losing this money will not hurt me as my W-2 job will keep me afloat.Goal: After listening to the podcasts, it seems like turnkey investing would be the best fit for me.

Use the rest of your funds for the down payment.Would advise you to be VERY careful about having rental homes without a decent amount of savings to cover mortgage payments during vacancies & use for emergencies.

Also, be very clear on what is an emergency (fire and water and smoke and alarms) and what is not (light bulbs, etc.)2.

Breaking down one dollar of rent:COSTBREAKDOWNEXAMPLES OF WHAT IT COVERS38 centsPays for the mortgageAvoids foreclosure of the property16 centsOperating expensesProperty and liability insurance, utilities and ongoing maintenance14 centsProperty taxesSupports the community through financing for schools, teachers, emergency service and other important local needs12 centsCapital expendituresSuch as the roof and HVAC replacement and other important repairs that help ensure quality housing10 centsPayroll expensesIncludes pay for employees who operate and maintain the community10 centsReturned to ownerIncludes the many apartment owners who are themselves small businesses and rely on this revenue to make ends meet, and investors, which include public pensions and 401ks, on which many Americans rely onRising Property Taxes

I'm a firefighter, and can generally handle any non-emergent maintenance (and don't really mind doing so), and the accounting/paperwork sides of things aren't a problem, I can find a few hours a week to take care of that. 

If this is a condo complex, it's important for the HOA to be able to reach the tenants in the event of a water shut off or other emergency. 

I would work on fixing your credit and getting your debt paid down, while putting together an emergency fund of $10,000, then work on saving up for a down payment.