Oak Harbor is more of a single family home area, and as far as I can tell so is Lexington Park, and I bought single family homes in both (thank you VA for the no money down lol) I just need to continue on that path, and be confident I am doing the right thing.

There are a couple of potential issues :- Title Companies in Texas no longer want to issue title insurance on Quit Claim deeds other than    administrative transfers(Divorce or other internal transfer) If this is a higher dollar property, Fidelity Title is the only one that I am aware of that might underwrite it. 

This should help with any assumption about the rent collection and if the seller holds last month's/security deposit that needs to be transferred to you.

How do you transfer the deed of a rental property to a LLC if bought under the personal name to obtain the loan?

However, to do these you would have to transfer title to your name and switch it back to your LLC once the loan is completedThere is also a Non-QM option with Full Doc.

Who will overlook the title transfer and the rest of the things that an agent does, if I don't have an agent?

Basically you have a title issue, ownership can’t be transferred and traditional lending isn’t available until it is cleaned up. 

So I'm in the Canadian Military and awaiting an occupation transfer to a whole new trade and unsure which one, or when, or where I'll be posted.

Check your bank app and you will likely see Zelle listed as a method to transfer money.

Note, this only works if you have a surplus... otherwise you're just pulling equity back out to pay your bills and going backwardsRegarding the interest rate difference- if you only transfer the amount of your monthly income, then you don't have to worry about paying the higher interest rate on more HELOC balance than necessary.