Ensure the rental demand is there and you are comfortable holding the property long-term.

Reach out to a bank you are comfortable with and just ask them how to proceed. 

Our ultimate goal is to receive more income and make sure we retire comfortably, but if feel guilty of robbing him from his education so that we can live more comfortably in the future.

We offered the seller 3 different options to choose from, we adjusted all three variables listed above so that each offer was different enough for the seller but we were still comfortable if they accepted.

So your short term high interest loan shouldn't be a huge factor AS LONG as you are comfortable with the payments.Heres a phrase to have your agent ask the selling side on the property (THIS IS DEPENDENT ON HOW MANY DAYS ON MARKET) "Good evening Mr.

@David Campbell Are you comfortable working with your CPA remotely?

I agree with @Michael Ablan, start low and work your way up to as high as you feel comfortable on your numbers. 

A lot of times if the relationship isn't fully formed and they aren't comfortable yet, that sounds like something that they would say.

We need to examine if you can comfortable keep making the payments to those credit cards too. 

@Clayton CererAre you comfortable working with your CPA remotely?