For my application process, I have a standard denial letter that I send to every applicant that has been fully processed, but denied.

The tighter your job description matches your title the more applicants you are likely to have.

Does Quickbooks work well for this application?

Always looking to network and happy to answer any questions if my experience is applicable.

I am legal alien here under a work visa for 10 years.Ideally I would be able to leverage money, especially with credit being so cheap right now.

I still have not figured out an easy application process.

I'm thinking it's a second HELOC application which includes my husband, but probably qualify for less if they see I have a HELOC already. 

MLS, Zillow and the realtor's website has helped get some people in the door, but showings have been slow and only 1 applicant has gotten to the point of interview so far.  

However, I'm concerned how paying my student loan off in full will impact my mortgage loan application and rates I'll qualify for (as I've heard credit dips a bit once a loan is paid in full).

Hi, I haven't but thinking about it, I just received the application and there are upfront fees how was your experience with them or not?