The six-county region’s median home price increased 20.2% year-over-year to a record $655,000, That’s $25,000 more than the previous median price record set in March.

My costs for this refinance are contract, notary, and recording,  it would be via the same owner finance lender (family) I expect this would cost me maybe $500-$1000. 

They're helping to attract the capital through their track record and you're helping to help them leverage their time. 

I have obtained a database of 1.5m records of MLS data of closed properties in my metro area.

@Todd PultzAs a City Planner in CA for 25 years, I can say with confidence that you were probably victim of a “taking” by the City not allowing you to build on legal lots of record.

I've seen a good number of discrepenacies between appraisals and county records (although it's always been less than 100 sq. ft.).

As long as the proper forms are filed/ recorded, agency is disclosed, and no one feels some shadyness is going around, you are good.2.

I have worked with a number of seasoned investors in the last few years that have 15+ year track records of 0% and 1% vacancy rates!

Credit is a snapshot of your past so if you've had a good track record, the assumption is you'll continue.I would be concerned about starting a business with such trepidation and thoughts of failure. 

The title company’s sole job is to execute the transaction as per the contract, and state/local/federal law, distribute the funds properly and record the transaction.