Are there any clubs, groups, meetups on social media or actual physical places anywhere in the Champaign-Urbana area.

For your academic exercise to work, there are two variables you must hold constant. 1.

Current Setup:     - Electrical - Single 200A panel: Current plan is to trace all circuits and, provided they can be easily divided I would add a 100AMP sub-panel and a local sub-meter to avoid engaging the power company.... of course this means I would need someone to physically check the meter monthly and I would still have the service in my name...) 

I had a meningitis incident while in the hospital, which now impairs me physically/balance. 

You could set option purchase price based on appraisal at the time the option is exercised, I’ve seen this done.  

Do a gross rent multiplier exercise/comparison?

It is zoned as a multifamily but not built with separate units.Can we rent this out with two separate leases or does there have to be a physical barrier between units?

Are you physically collecting rent? 

That's just a hunting exercise to keep going until you find a few that will do it. 

Its very rewarding to see the rewards of your physical work