Thanks @Mark Ainley!

Originally posted by @Mark Jones:If you're using a lease option the sale hasn't happened.

As @Mark Robertson mentioned, they have multiple business models.

Even with US mail, you should use the post marked date.

@Mark Matos When you clear up title issues let me know.

@Mark Matos, my guess is that Lenders will want you to get a proper Warranty Deed.

@Mark Schmidt spend the majority of your time reading and becoming educated first.  

So the two year mark is approaching this may, so i would avoid capital gains tax.

Hi @Mark Alexander, I'm not a mortgage broker but I have been a realtor for many years and my suggestion would be to seek with a local mortgage person or two -- don't assume you can or can't qualify without asking a pro first.

And they mark up their pricing to the passive investor.When you refinance or sell, you have other additional costs to factor in, so that you might not see much back.