I'm very thankful for all the encouragement and help I've gotten from the podcasts @David Clinton III and the real estate investing community.  

Interactive Brokers has significantly lower margin interest rates so I may consider moving my portfolio over there. 

We will encourage him to move forward on the eviction process.

I would strongly suggest you and any landlords with the same concern contact NACHA to mention the points in your post as the more people that contact them will hopefully encourage them to modify the rules:https://www.nacha.org/contactLet me know if you have any questions.  

Basically encourage paying late to collect higher rent?

Ive only been on this site for a week and everyone is super helpful, encouraging, and provides tons of insight on REI!

Just needs some encouragement BP!

Thankfully I had some great colleagues in my network that encouraged me to move forward.BeforeAfterHere are some quick numbers:Purchase Price: $10,000 (negotiated down from $15,000 asking)Rehab: $35,000ARV: $75,000Rent: $880/moClosing/Holding Costs: $2500Projected monthly cashflow (unleveraged): $500/mo for a 12.5% cash returnIf all goes to plan, I'll be able to refi after my 6 month seasoning and get all my money back and still cashflow about $266/mo.I'm happy to share more details if anyone is interested.  

Those interested in learning more about the Series LLC are encouraged to research or consult an Attorney regarding the appropriateness of this type of LLC for your current or contemplated business endeavors.

Thanks for the encouragement.