Assuming you're not in Louisville, here are some approaches you can take in your market to get into a place with less than 20% down:-Owner financing - work out terms that require small down payment with the seller-Private Equity - find somebody to partner with you, then purchase property with LLC and get commercial loan-Private Debt - find somebody to loan you the money for the entire deal or part of down payment (latter is not a great idea as you should disclose to the bank and as others mentioned this will mess up your DTI)-Hard Money - purchase distressed property with short term loan, fix up, refinance with a cashout loan.

If the leads that come in from other listings don't work out for those listings they can spin them off to your listing. in addition to that most good listing agents will have paid ads etc on those type of sites that will put your listing in featured positioning instead of getting lost in the long list of other listings.If you plan to continue to do it yourself here is a list of websites that can help get your home more exposure:- social media- FB, twitter, linkedin, google+-forums- local forums in your area, as well as real estate forums like BP, trulia, Zillow,-posting sites- CL, backpage, ebay,findmyroof.com, classifiedads.com, realrentals.com, rentalads.comUse syndicating websites like postlets.com that will send it to:ZillowHotPadsYahooFrontdoorZillow MobileHotPads MobileBackpageByOwnerMLSEnormoOodleTrovitZumperLovelyTruliaOthers-List it on the MLS, a good RE agent will have their own site/blog to add it to.Here is a video explaining why we are able to lease out our rental properties quickly to a qualified tenant in Vegas within 30 days.

I think you have some ideas that are not going to work out in this plan.

Deals that others have done or that you've heard about, or a deal that you found that didn't quite work out.

We have some decent equity in our condo and it is in a very desirable area, so we figured we keep it as a rental and if it doesn't work out, we will put it on the market to sell.

I listen to them on my drive out to my properties, it's like my real estate workout music.

Its not easy and can be very risky but if you do it right it can work out.

I'm crossing my fingers for everything to continue to work out.

But on some types of offers they will not consider if given less than 10 days, i try to keep it as close to 48 hours as possible but that doesn't always work out.

The union won't assist even if he were working out of the union hall (I don't know can you still work out of a union hall?)