My thought is more about time in the market and getting the snowball started now vs. 10 years from now. 

@Yu Jin SongI do not specifically know the market but I use Vestmap's zipfinder to look for areas I would invest in nationwide.

Quote from @Luis De la Puente: In your experience, how do you see private money lenders shaping the real estate market, especially for fix and flip projects?

So, it begins.A wholesaler on youtube, states that a close friend of his inadvertently has gotten wrapped up in a very serious investigation. 

Hi BP, I'm looking at a few off-Market deals in Cleveland OH, this will be a new market for me.

I have recently done wholesale deals to build enough capital for down payment.

Also I did not buy at full market value or asking price, it appraised higher than what I paid.

On one side it's good because you don't have any vacancies but it can be bad because many times rents are under the market and there might be needed updates and repairs that are hard to do with tenants in the property. 

Qualified mortgages (VA, FHA, conventional etc.) get underwritten to Fannie/Freddie/Ginnie standards and get sold on the secondary market as securities.  

If you ever decide to list those properties for sale on the open market, you know who to call.