I stop paying the water in October 2013, but it does run with the property in Philadelphia, so I have received some shut off notices and threats of a $600 dollar lien for the unpaid bill.

Looks like you can be a sales associate, so your license would be under a broker.  

However, the American Bar Association encourages their use, and according to the Oregon Bar Association, "Prepaid legal plans have been endorsed by the National Association of Attorneys General (NAAG), a savvy group with no interest other than equal justice for all.

I am currently reading the Florida RE Sales Associate test book, which I am finding to be an essential foundation.

If you have a problem it will be most likely be associated with the installation, not the product.

This option money may be substantial.Buyer and seller agree on a purchase price, often at or a bit higher than market value.During the term of the option, the buyer agrees to lease the property from the seller for a predetermined rental amount.The term of the lease purchase agreement is negotiable, but the common length is generally from one year to three years, at which time the buyer applies for bank financing and pays the seller in full.The option money generally does not apply toward the down payment.A portion of the monthly lease payment typically applies toward the purchase price.Option money is nonrefundable.Nobody else can buy the property unless the buyer defaults.The buyer typically cannot assign the lease purchase agreement without seller approval.Buyers are often responsible for maintaining the property and paying all expenses associated with its upkeep, including taxes and insurance.The buyer is obligated to buy the property.There are many ways to do this, but here is a few. 

If you haven't you should also look at Lake County Property Investors Association (LCPIA).  

A 1988 memo by an Associate Attorney General supported this interpretation.

@Tyler Kimmel @Tavi Perttula @Kevin Dugan July 9th6:00 P.M.Lake Forest CARound Table Pizza, on Lambert.The only costs associated with the meet up is for your food and drinks. 

These include Scotsman Guide and the American Association of Private Lenders.