Since they don't have a mortgage or any other instrument securing my property - what power do they really have at the end of the day?

Maybe keep your reasonings why vague...say it's for "home improvement", and when they offer secured against your home, just say "no thanks".The 0% check offers that credit cards send out are not expensive.

Personally I would put the sign up because they work and then do my best to secure the property.

When I asked to borrow, I gave them my preferred lending terms, so they knew I wasn't trying to simply take their money and run.For my deals, I started with the cash from my friends to buy a house outright ($18,500 purchase; friends cash was secured with collateral OTHER than the house).

Until I found out all of my securities licenses were useless unless I could either sell enough life insurance or conduct enough stock transactions to make a living.

Has anyone been able to secure a LOC or HELOC against multiple residential properties held under LLC names?

For doing commercial/ business purpose loans (secured by real estate ) is there any guide available on Dept of Business Oversight or any other place to conform to The CFLL - California Finance Lenders Law?

Jumbo loans like all other residential loans can be put into securities or held in portfolio's.

search=addrhttps://secure.53.com/mortgage/app/homevaluehttp://www.remax.com/homevalues/search/Hope that helps.

Here's a solid lawyer's perspective of the half-dozen-plus ways that a crowdfund site can organize themselves under securities law.