So my question is - can these credit pulls hurt our score at all?

Sketchup isn't a tool you would use if you were fully serious about that business (though they do have a much more capable pro version.)

$600 a year in savings on $4,000 is a 15% return... and that's the low end of what you proposed.You should be able to sit down with a mortgage broker and based on your credit score figure out exactly the interest rate and thus savings.As for 3 more years...

I have been spreading the word and trying every path that I can take, Chamber of Commerce, Business fund ability, bbb, Score, Banks and so forth trying to see if some one can help me out.

My income is high, I don't have much debt (low student loans and no credit card debt), and my credit score is 791.

You can often buy those locks & deadbolts on eBay in 10-packs to save some bucks and score a bunch of different "master" keys in the process.

Devin,You should be fine then, unless you don’t meet some other qualifying criteria like debt to income, credit score, etc.Can I ask you, though, why you focus on SFR if cash flow is your primary focus?

The $150 a month seemed close to what the tax and insurance would be.Two more questions: If I took these notes out, would they show on my credit report to affect my credit scores?

Historically, "Hard Money" refers to loans collateralized by a hard asset (real estate) and not based on soft lending criteria such as DTI and FICO scores.

Hi,My wife and I are looking into buying a piece of property that can be made to be what we need (we have very specific needs because of our business and special need child.)A conventional lender is out of the question as our credit score have not recovered yet from a hellish 4years of multiple surgeries, a move from Texas to Colorado after the big economic nose dive and a tenant that basically rendered our former Tx house inhabitable.We were wondering what type of ROI a private lender might expect.