I received notice today that one of the tenants has provided notice that they plan to vacate the unit a couple weeks before the scheduled closing.  

They would all be on different schedules...?

For more information, send me a private note and we will schedule a time to discuss.

Also, if any extra payments were made that would change up the originall amortization schedule, that would be another thing the seller would have to have to figure out.

Not sure if the return was due to her pay schedule or something along those lines.  

The only difference is that amortization schedule increases your monthly payment. 

I will be looking at the property this week and scheduling an inspection so will have some more info soon.

There is a big difference between a loss on your schedule e vs how the property is performing from a lender's point of view(due to depreciation).

If $195K is the price I'd offer them principal payments of $541.66, which equates to a 30 year amortization schedule, but obviously it would balloon in 10 years if we assume they agreed to 10 years.  

In Alabama, which also uses non-judicial foreclosures, you can often stop a foreclosure with a short sale offer submitted as late as one week before the scheduled auction date.