I'm 30 as well and I try to have balance to my portfolio.

While technically not my first deal, this may be the start of my RE portfolio.

I'm 39 and work in the financial profession managing investment portfolios for wealthy individuals, trusts, pensions, etc.For quite a while, I have been interested in purchasing multi-unit properties for long-term hold.

Along those lines, we currently have 353 investors who are building portfolios with our company right now and that number grows by 8-13 investors on average each month.

Im having a problem getting a loan to expand my current portfolio.

Since then I've used it as the "benchmark" for cash flow in the area a built up a portfolio very close by.

financing is the biggest headache I deal with,,most of the guidlines you are talking about aren't with the bank, but with Fannie,, some of the rules make no sense,, and one mystake can make it so that you can't go conventional, but there is always a portfolio loan from a bank (a loan they don't sell), but you won't lock in the rate for 30 years

I also try not to exceed 2.5 D/E for my overall portfolio.

All I am doing is socking away every penny so I can realize my dream of getting a large real estate portfolio for true wealth.For this reason - I have no interest in flipping houses and I dont need huge cash flowing properties.

Then instead of going and living an extravagant lifestyle, I kept building my portfolio.