Some states consider drafting a note that you are not a principal party to being the practice of law.Those who obtain a RMLO license are required to take a course, about 20 hours and a test as difficult as that for a real estate agent, not that hard, and there is no specific training given in matters of seller financing!

Planning on going to the BP meet up when it happens. 

I'm looking to forecast and budget for 1) capital expenses relating to big ticket items (roof, hvac, appliances, unforeseen etc.) and 2) ongoing repair and maintenance costs.

Free training  --- call Delores ............ for interview and terms.Good luck, call if you need help.

There are several free training resources, take advantage of them, they are especially helpful when starting out. 

Your responses to my objections are very much in line with responses from other Renatus affiliates, including the CAPITALIZATION, which was what led me to think that you were responding from a sales sheet or that you're received training at Renatus on how to respond to objections.

Using an real estate agent may get you somewhat close sometimes but they are not in the business of valuing properties and have no training in how to do so.

I am up and running...achieved my license and now in my broker training phase.  

. :) They spank me if I out-compete a local branch of my same company, though, and it's not hard to figure out that Loan Originator Joe in the Eureka branch pulled Sally's credit two weeks before I did from my Bay Area office, so I have to be careful.Taken to the extreme, I have a coworker that used to be at Wells, and thus could lend nationally (big banks excluded themselves from all blame for the recession, so they have zero education/training/testing requirements and can all lend nationally, which is bonkers but that's another story).

According the IICRC (Institute of Inspection Cleaning and Restoration Certification), which sets the standards for the cleaning industry and water damage restoration training, there are several different levels and classes involved in liquid destruction.