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A PM can have errors & omissions (E&O) insurance.Correct and that is still a liability policy on which owner can be named AI but that does not seem to be a common practice. 

Austin's got a diversified economy, a giant university (and numerous other nearby universities), good quality of life, and is a magnet for new and existing companies.

I'd be very careful when you're starting out with a lot of money, because one misstep and you could go tumbling in the wrong direction and not be able to recover, whereas with a smaller loan you could absorb the cost of an error more easily.

Actually there are numerous e-myth books for different types of businesses and professions.

I’m a bit confused how the cap rate calcs are off since my formula looks like what you described...do you think it is a rounding error? 

My brother is just now setting up his brokerage, and is in need of affordable & adequate E&O (errors & omissions) insurance. 

There were numerous changes in Dodd-Frank which govern these and if they are not drafted correctly could end up unenforceable. 

Most reversals not based on errors of fact are caused by misinterpretation of appellate precedent.