My biggest concerns are the stigma (right or wrong) about mobile homes and since we're eventually planning to live in FL the activity levels of the people.

I don't mind borrowing if the long-term payout is better. 

Consider working with contractors or renovation specialists to obtain accurate cost estimates and assess the feasibility of your renovation plans within your budget constraints.Risk Mitigation: Keep in mind that renovations come with risks, including cost overruns, project delays, and unforeseen complications.

I'm also extremely active there. 

@Jason P.Do you have a "someone else" in mind? 

There are pros and cons to both, but keep in mind with a duplex (or greater), if a unit becomes vacant, you still have cash flow of the other unit(s).

Maybe a good time to go fishing...I wouldn't mind being able to pause distributions to our 500 SFH we manage and capital call our investors if/when we need money lolThanks 

I see him going in and out random times during day and night and always very active at 3am. 

I'm brand new to the world of REI (and to this forum), and just wanted to connect with other like-minded individuals, and hopefully get your advice. 

Keep in mind, market rent is NOT only the price where you can attract a good tenant but also KEEP THEM!