DSCR is great for Self-employed borrowers or business owners who write off a lof of debts and show little income.

hmm...well, as someone who has 20+ million in warehouse lines of credit I do know that it would still be fraud not to include those loans on the application/quarterly financial statements that are required for business credit. 

Do you just include all utilities in monthly rent since it’s coming from one breaker and water account?

Unfortunately, upon doing some initial research (including on biggerpockets and reading Brandon's book on real estate investing), its not always feasible to invest where we reside - do you alternatives in mind?

I've included an example below to help illustrate this.So different lenders have different rates (which do vary even for DSCR loans) but these are factors they all consider.See example below:DSCR < 1Principal + Interest = $1,700Taxes = $350, Insurance = $100, Association Dues = $50Total PITIA = $2200Rent = $2000DSCR = Rent/PITIA = 2000/2200 = 0.91Since the DSCR is 0.91, we know the expenses are greater than the income of the property.DSCR >1Principal + Interest = $1,500Taxes = $250, Insurance = $100, Association Dues = $25Total PITIA = $1875 Rent = $2300DSCR = Rent/PITIA = 2300/1875 = 1.23DSCR lenders generally let you vest either individually or as an LLC.

This would include your agent, property manager,  and contractor.   

If you want to keep your Exclusive Farm Zone tax status ..... 

I feel like this is suchhh a common question for new house hackers, including myself. 

HELOCs can be a good way to get started, but don't forget to include that payment in your calculations.

What does that even entail if self-managing?