Accepts 12 or 24 months of personal or business bank statements.

I know some software will do it for you but that is for more traditional lenders. ya the big lenders have a dedicated staff person for it.. 

So, the first question they usually ask a PMC is about fees - instead of asking about services and HOW those services are executed.EXAMPLE: PMC states they will handle tenant screening – what does that specifically mean?

Quote from @Christopher Davis: It's important to understand the court will not award you compensation for your personal time.

Talk to the person who sold you the deal initially to see if they have a recommendation for a lender (local bank, credit union, DSCR guy, or Hard Money).   

I am personally an example of the whole thing.

I have a vacant house a couple doors down from my personal home, in Texas.

I just need a go-to person momentarily….Thanks, coachable newbie 

If you can't keep control of your personal finances, you are highly unlikely to succeed in real estate investing.

As for the persons you said you would send an application, you may have to just be honest and let them know that since they have pets, you are not going to send an application because you have decided not to permit pets.