All these changes may shrink the broker/agent market and force agents to either become elite or go fishing. 

I don't have a large amount of cash to buy a rental property at the current time so that's forced me to get creative.

Then do a Google search for "Forced Traffic & Conversion" and read the articles.

However you need to figure out for yourself what you want at the end of the day: MFH investing will allow you to build up equity down the road through forced appreciation if you buy value add and improve it.

With a forced appreciation of $350K giving us $70,000 in equity. 

A family I know may soon be forced to foreclose due to job loss and high mortgage payments.

We are still doing repairs and some force appreciation.

Since when does the government have the right to FORCE me to pay someone else when I am completely capable and able to do just as well as any contractor could.

Lower unit: new floors, texture and paint walls, new light and plumbing fixtures, new doorsUpper unit: making a larger kitchen with an open concept living dining and kitchen, new floors, rock, tape and paint throughout, new trim and doors, new cabinets and new bathroom New windows and siding, 12x12 decorative concrete patio for each unit, new concrete floor in garage, new driveway, removing elec baseboard heat and putting naturally gas forced air in both units.

So we are forced to refinance sooner which can be a blessing or a curse.